"Am I behind for my age?" "I don't know where to start" "What should I do first?"

You know money matters.
You just don't know your next move.

You're making money but not sure if you're doing it right. Should you pay off debt or invest? Do you have enough saved? How do you compare to others your age? Clovest answers all of it in 2 minutes.

How old are you?
26
years old
or
Skip the quiz — go straight to the app →
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Your financial health score
A single number (0-100) that tells you exactly how you're doing
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Your #1 priority, ranked
Stop guessing. Know exactly what to do with your next dollar
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How you compare to peers
See your percentile vs others your age. Based on Federal Reserve data
"I was stressed because I had no idea if I was doing okay for 27. Turns out I'm in the 58th percentile — better than I thought. And now I know to focus on my emergency fund first."
— Maya K., 27
"I kept going back and forth between paying debt and investing. Clovest told me to kill my credit card debt first because of the 22% interest. Obvious in hindsight, but I needed someone to just tell me."
— James R., 24
"I was leaving $3,600/year of free money on the table by not maxing my employer 401k match. I had no idea. Fixed it the same day."
— Sarah T., 29
Step 1 of 10

Your Financial Health Score

Your Top 3 Priorities

Why this matters more than you think

Where You Stand

Clovest Financial Health
0
out of 100
Check yours at clovest.app
🏆
Think you're doing better than your friends?
Challenge them to take the quiz. Compare scores. No judgment — just friendly accountability.
127 challenges sent this week

Your First Move

⏰
Early bird pricing ends soon
The first 100 members get 40% off Clovest Pro for life ($4.80/mo instead of $8/mo). 47 spots remaining.
Full action plan with all 3 priorities
Weekly personalized money moves
Account linking when it launches
Locked-in rate forever
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Get your real score — connect your accounts
See everything in one place. Bank-level security.

Your score above is based on estimates. Connect your real accounts and Clovest will pull your actual balances, debts, credit cards, and investments — so your score, priorities, and action plan are 100% accurate.

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Bank Accounts
Chase, BofA, Wells...
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Credit Cards
Amex, Capital One...
📈
Investments
Fidelity, Schwab...
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Loans & Mortgage
Student, auto, home...
Coming soon — join the waitlist to get early access
Powered by Plaid. 256-bit encryption. Read-only access. We never store your credentials.
🔒 Bank-level security
👁 Read-only
Ready to take control?
See your full dashboard with action plan, account linking, and weekly moves.
Go to my dashboard →

See what you get

A quick look inside your Clovest dashboard

62
Your Financial Score
See exactly where you stand with a score out of 100. Know what's dragging it down and how to fix it.
Your Action Plan
1
Start $1K emergency fund
2
Pay off credit card debt
3
Max your 401(k) match
+18 points possible
Your Net Worth
-$15,000
Assets: $10K · Debts: $25K
Could be +$12,600 in 12 months
Take the free quiz →

Our promise to you

🔒
Your data stays private
We never sell your data. Your financial information is encrypted and never shared with third parties. Ever.
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Free forever plan
The quiz, your score, and your #1 priority are always free. No credit card required. No surprise charges.
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Not financial advice
Clovest is an educational tool, not a licensed financial advisor. We give you information and guidance — you make the decisions.
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Built by someone like you
Clovest was built by a young professional who was tired of not knowing if they were doing money right. We get it.

Frequently asked questions