Coming soon — join the waitlist

Your money deserves a co-pilot

Clovest tells you exactly what to do with your money, in plain English, with real numbers. Like a financial advisor — for the price of a coffee.

Free to join. No spam. Be the first to know.

The problem we're solving
$80B+
Unclaimed money in the US
29M
Forgotten 401(k) accounts
1 in 4
People owed money by state
78%
Live paycheck to paycheck
Everything your bank won't tell you

One app to find your money, manage your money, and grow your money.

🔍

Lost Money Hub

Search 8 national databases for forgotten 401(k)s, HSAs, pensions, unclaimed property, savings bonds, and class action settlements you might be owed.

📊

Financial Health Score

Get a single number that tells you how healthy your finances are — and exactly what to improve first for the biggest impact.

🎯

Priority Engine

Stop guessing. Clovest analyzes your situation and tells you the #1 thing to do with your next dollar — pay debt, invest, or save.

💰

What-If Playground

See how extra payments, refinancing, or changing rates affect your loans. Play with scenarios and watch thousands in savings appear.

🤖

AI Money Coach

Chat with an AI that understands your finances. Ask anything — "Should I pay off my car or invest?" — and get real, personalized answers.

📅

Cash Flow Calendar

See every bill, paycheck, and subscription on a visual calendar. Know exactly what's coming in and going out — no surprises.

You might be owed money right now

$80,000,000,000+

Over $80 billion sits unclaimed across the US in forgotten retirement accounts, old insurance policies, state treasuries, and class action settlements. Our Lost Money Hub searches 8 databases to find what's yours.

How Clovest works

1

Tell us about you

Answer a few quick questions about your income, debts, and goals. Takes 2 minutes. No bank login required.

2

Get your game plan

Clovest crunches the numbers and gives you a prioritized list of exactly what to do — in plain English, with real dollar amounts.

3

Watch your money grow

Track your progress, find hidden money, optimize your loans, and level up your financial health score week by week.

Simple pricing

Less than a coffee per week. Cancel anytime.

$8/month
Everything you need to take control of your money
Lost Money Hub — search 8 databases
Financial Health Score + Priority Engine
AI Money Coach — unlimited conversations
What-If Loan Playground
Cash Flow Calendar + Bill Tracking
Net Worth Tracker
Community access

Stop guessing. Start growing.

Join the waitlist and be the first to take control of your money with Clovest.